Enter what you could set aside each month and see what it might become. The chart splits the result into what you paid in versus what compounding added, that difference is the whole reason to start early.
AI-generated (Claude) · Test This tool was written with Claude, an AI model, as a test. Treat it as a draft, not as our reviewed material.
What you can invest today. Zero is fine.
The amount you'd invest every month.
How long you'd keep investing.
Broad stock markets have historically averaged roughly 5–8% per year over long periods, before inflation. Not guaranteed.
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You paid in
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Compounding added
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How to read this. This projection assumes the same return every single year, which real markets never deliver, some years are strongly positive, others negative. Over long periods the average matters more than any single year, which is why the time horizon input changes the result more dramatically than any other. Treat this as a way to build intuition, not as a prediction.
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